Privacy Policy

Last updated: October 8, 2026

FinManager AI LLC ("FinManager AI", "we", "us") provides MindVest Atlas ("Atlas"): the website and dashboard, the iPhone and Android apps, Atlas Studio for desktop, the Discord bot, and the API and MCP tools. This policy explains what we collect when you use any of them, how we use it, and the choices you have.

1. Information We Collect

• Account. Your email address, name, and sign-in details. You can sign in with email and a password, or with Apple, Google, or Discord. When you use one of those, we receive the basic profile it shares: your name, your email address, and your profile picture where there is one. With Apple you may choose to hide your email, and we then receive the private relay address Apple gives you.
• Plans and payments. Your plan, billing status, and payment history. Payments are processed by Stripe; we do not receive or store full card numbers. If you earn money through Atlas as a seller or an affiliate, Stripe collects the identity and payout details it needs to pay you. We see whether your payout account is ready and what was paid, not your bank details.
• Content you create. Strategies, journal entries, uploaded files, workflows, alerts, triggers, signal groups and the plays you post, marketplace listings, and projects you choose to publish from Atlas Studio.
• Workflow runs. For each run of a workflow: when it ran, what the AI concluded and why, and any order it placed.
• Chat and memory. Conversations with Atlas chat are saved to your account so you can reopen and search them, until you delete them. Atlas also keeps short notes ("memory") drawn from your chats so that later answers fit you better. You can read, edit, or delete these notes, and stop Atlas learning new ones, in your profile. Chats you run on your own computer through Atlas Studio are kept on that computer, not on our servers.
• Brokerage connection. You connect a brokerage account through SnapTrade. We never receive or store your brokerage username or password. We keep the connection details SnapTrade issues to us, the name of your broker, the account label your broker reports, and whether trading is switched on. Balances, holdings, and transactions are requested from your broker when you, or a workflow you switched on, ask for them.
• Trading activity. Orders you preview, place, or cancel through Atlas, the rules behind them, what your broker answered, and the result of each trade placed through Atlas (entry, exit, and profit or loss).
• Marketplace, signals, and referrals. What you subscribe to or sell, the groups you follow, your follow settings (for example automatic placement and your budget per trade), and the referral code you arrived with, if any.
• Phone apps. A notification token for your device, its platform and app version, your light or dark setting, and your notification choices. The app lock uses Face ID, Touch ID, or your fingerprint on the device itself; biometric data never leaves your phone and we never receive it. The apps do not collect your location or your contacts.
• Connected computers. If you connect a computer running Atlas Studio, we keep its name, its operating system, and when it was last online. Files, run records, and the screen view you open from another device are passed through to you and are not stored on our servers.
• Discord. Your Discord username, ID, and display name when you sign in with or link Discord. If you use the Atlas Discord bot, the requests you send it.
• Usage and technical data. Request counts and timestamps used for plan limits, and standard server logs (such as IP address and browser or device type) kept for security and troubleshooting.
• Personal Access Key. A randomly generated key tied to your account that authenticates requests to the Atlas API, CLI, and MCP endpoint. You can view and rotate it at any time from the dashboard; rotating it immediately invalidates the previous key.

2. Information We Do Not Collect

• We do not receive or store your brokerage login credentials.
• We do not hold your money or your securities. They stay with your broker.
• We do not ask you for your Social Security number or a government ID. Stripe may ask sellers and affiliates for these directly, as described above.
• We do not collect your location, your contacts, or your browsing history on other sites.
• We do not run advertising trackers, third-party analytics, or profiling pixels.
• We do not sell your personal information, and we do not share it for advertising.

3. How We Use Your Information

• To provide the service: to sign you in, show your data, run the workflows you switched on, and send your broker the orders you authorized.
• To notify you: by email, on your phone, or on Discord, according to the choices you made.
• To handle payments: to bill plans and subscriptions and to pay sellers and affiliates.
• To run the marketplace: to show public listings, their followers, and their track record.
• To keep Atlas safe: to enforce plan limits and to prevent abuse, fraud, and security incidents.
• To improve Atlas: using aggregated information that does not identify you.
• To meet our legal obligations.

4. AI Features

Atlas chat, workflows, and memory are powered by AI models provided by Microsoft (Azure OpenAI Service) and OpenAI. To produce an answer we send the model what it needs: your message, the data returned by the tools it uses, and your memory notes. If you ask about your portfolio, or a workflow reads your account, this can include your balances and positions.

• We do not use your content to train AI models. Under their terms for business customers, these providers do not use it to train their models either.
• AI output can be wrong or out of date. See our Terms of Service.
• If you use your own model in Atlas Studio, your content goes to the provider you chose under your arrangement with them, and your key stays on your computer.
• If you use Atlas from inside another assistant, that assistant handles your conversation under its own privacy policy.

Talking to Atlas (voice). You can talk to Atlas out loud and hear it answer. This is how it handles what you say:

• Your microphone is used only while a voice conversation is open. It closes when you stop the conversation, when the conversation goes quiet and sleeps, and, on a phone, when you leave the app or lock the screen. Your device asks your permission the first time.
• The sound of your voice goes from your device directly to Microsoft (Azure OpenAI Service), which turns it into Atlas's spoken answer. It does not pass through our servers, and we do not record it or keep it.
• The words are kept: what you said and what Atlas said are written into your chat as text, and are stored and deleted like any other chat message.
• While it guides you, Atlas reads the screen of the Atlas app you are on so that it can explain it, point at things, and fill in forms for you. It does not see other apps, other browser tabs, or the rest of your device. It will not press anything that saves, places, approves, or deletes; those are left for you to press.
• Questions that need your data, such as a price or your own alerts, are answered by Atlas chat as described above.
• What we count is how long you spoke and how much the model was used, so that we can apply your plan's limits. We do not count or log what was said.
• Your choice of voice and language is saved with your account settings.

5. Using Atlas From AI Assistants and the API

Atlas tools can be used from MCP-compatible assistants (such as Claude and ChatGPT) and through our REST API and CLI. Every request is authenticated with OAuth 2.0 or with your Personal Access Key.

• Tool responses contain only what is needed to answer the request: market data and, only when you ask for them, your own strategies, workflows, portfolio data, trading activity, and plan status.
• When you ask about your brokerage accounts, your orders, or your trades, the answer includes a reference for each of your own accounts (a label Atlas uses to tell your accounts apart, not the account number your broker gave you), so that the assistant can act on the account you choose.
• Public marketplace content is returned without the author's personal details or broker information.
• Tool responses do not include passwords, access tokens, email addresses, or internal system details. Error messages are generic.
• Every tool states whether it only reads, changes something, or reaches a system outside Atlas, so the assistant can ask you to confirm before anything is changed.
• Our tool instructions comply with each platform's usage policies and do not ask an assistant to bypass its safeguards. Tools act on your account only when you ask, or when a workflow you switched on calls for it.

6. What Other People Can See

• What you make public. A strategy, workflow, or signal group that you set to public or list for sale is visible to others. So are the public name shown with it (your Discord name or your initials, never your email address), its number of followers, and a track record of its closed trades (the instrument, prices, dates, and profit or loss). Your journal entries, and the AI reasoning in your run history, stay private.
• Community picks. Plays you post to the community board are shown with your initials.
• Sellers. If you subscribe to a paid listing, its seller can see your name, your email address, the status and dates of your subscription, and what you paid.
• Affiliates. If you joined through an affiliate link, that affiliate can see your name, your email address, your Discord username, whether you are on a paid plan, when you joined, and the commission earned.
• People you invite. Collaborators you add to a workflow or a group can see what you shared with them.

7. Service Providers and Other Disclosures

We share information with the companies that help us run Atlas, only as needed for the work they do for us. They may not use it for their own marketing.

• Stripe: payments and payouts. See Stripe's Privacy Policy.
• SnapTrade: brokerage connections and order routing. See SnapTrade's Privacy Policy.
• Supabase: database and sign-in.
• Microsoft Azure: hosting, file storage, and AI models.
• OpenAI: AI models.
• Vercel: website hosting.
• Apple and Google: sign-in, and delivery of notifications to your phone.
• Discord: sign-in, and the messages you opted into.

We may also disclose information when the law requires it, to protect our users or enforce our terms, or as part of a merger or sale of the business, in which case this policy continues to apply to your information.

8. Retention and Deletion

• We keep your information while your account is open.
• You can delete individual items at any time, including workflows, strategies, alerts, chats, memory notes, and published projects. Deleting an item removes it from your account. A deleted memory note stays in a trash for 30 days in case you change your mind. We may keep a copy of deleted items in our internal records for security, dispute resolution, and the integrity of the service, until you delete your account.
• Disconnecting a broker removes the connection. Records of orders already placed are kept until you delete your account.
• You can delete your account from your profile, in the dashboard or in the apps. This cancels your subscriptions, removes your broker connections, signs you out on every device, and permanently deletes your sign-in and everything stored under your account: chats, memory, workflows and their run history, alerts, signals, trade records, files, and the copies of items you deleted earlier.
• Open trades must be closed or cancelled first. Deleting your account does not close positions at your broker.
• Where another person's records mention you, for example a seller's record of a payment, that record stays with them but no longer identifies you.
• Payment records are kept by Stripe as the law requires. Requests you sent to the Atlas Discord bot are stored separately; email accesspoint@finmanagerai.com to have them removed.
• Aggregated information that does not identify you may be kept.

9. Security

We use measures designed to protect your information, including encrypted connections (HTTPS), sign-in with OAuth 2.0 and PKCE, per-account access controls, and encryption of the secrets you store for connectors. Your brokerage sign-in is handled by SnapTrade and your broker, not by us. No system is completely secure. Keep your password and your Personal Access Key private, and rotate the key from the dashboard if you think it has been exposed.

10. Your Choices and Rights

• See and edit your information in the dashboard.
• Choose which notifications you receive, in your profile and in your phone's settings.
• Review, edit, or delete what Atlas remembers about you, or stop it learning more.
• Pause, edit, or delete any workflow at any time, which stops any further runs.
• Disconnect Discord or a brokerage at any time.
• Rotate your Personal Access Key to end existing API, CLI, or MCP sessions.
• Delete your account.

Depending on where you live, you may have legal rights to access, correct, delete, or receive a copy of your personal information, and to object to certain uses of it. To use these rights, email accesspoint@finmanagerai.com. We will not treat you differently for doing so.

11. Cookies and Device Storage

We use a session cookie while you sign in, and your browser's or app's storage to keep you signed in and to remember your preferences. We do not use advertising cookies.

12. Where Your Information Is Processed

Atlas is operated from the United States. Your information is processed there and in the other countries where our service providers operate.

13. Children's Privacy

Atlas is not directed to anyone under 18, and we do not knowingly collect personal information from minors.

14. Changes to This Policy

We may update this policy from time to time. We will tell you about material changes through the service. Continuing to use Atlas after a change means you accept the updated policy.

15. Contact

For privacy questions or requests, contact us at accesspoint@finmanagerai.com.